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E-wallet tips: Smart ways to be ‘madiskarte’ with your money

By AYIE LICSI Published Jul 07, 2022 1:36 pm

We are indeed living in the future. Even if you leave your physical wallet at home, you can still go about business as usual with your smartphone and digital wallet. And ICYDK, you can do more with e-wallets than just send and receive money.

E-wallets allow you to pay your bills, load up your SIM card, and manage your finances all with a few taps on your smartphone. On RCBC’s DiskarTech inclusion app, you can do all that and more—plus you can even earn extra cash.

As the first Taglish super app in the country, DiskarTech is user-friendly and easy to navigate to help Filipinos from all walks of life make “madiskarte” decisions.

The app, which also offers Cebuano translation, has been offering means of financial freedom to unbanked Filipinos for two years now.

Here are some ways DiskarTech helps you be more madiskarte with your money.

Set ipon goals

Apart from your monthly expenses, you should set aside money for your savings in your budget. One of the best ways to start this is by setting a goal and thinking about what you want to save for, whether it’s short-term or long-term.

On DiskarTech, you can learn to be more financially savvy by creating ipon goals. For instance, if you want to save up for a car or a new phone, you can set goals in the app and also indicate how long you want to keep saving.

Learn the value of insurance

Insurance matters. It’s a way to avoid getting financially burdened when accidents and disasters happen, and it’s not just a personal investment as it will also benefit loved ones who depend on you financially.

There are different types of insurance products to learn about—from life, health and house to car, gadgets, and more—and there are affordable packages to choose from in the super app.

Learn about the importance of interest rates

When you deposit money in a bank, they pay you with interest. You passively add to your savings when you keep it safe in a bank, and you won’t need to worry about financially damaging phenomena like inflation affecting it as much.

DiskarTech offers a 3.25% interest per year, making it a good place to park your extra money and allow it to grow without any effort.

Earn money through referrals

For those who want a more active approach to earning money, DiskarTech also lets you make extra cash—as much as P30,000—by referring other people to the app. Once an account is verified, the one who sent an invite gets P30 while the new member gets P10.

Creating a DiskarTech account is simple, too, and you can do it all on your smartphone. All you need is a phone number and a valid ID to sign up and you’re all set on your financial journey. You don’t have to make an initial deposit and there’s no maintaining balance to think about.

This financial inclusion app is free to download via the App Store and Google Play. Visit diskartech.ph and follow on Facebook and Instagram to learn more.

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Editor’s Note: BrandedUp is designed to provide you with insightful, inspiring and educational content created by PhilSTAR L!fe in collaboration with brands like DiskarTech.